In this post I would like to draw your attention on many opportunities that people miss frequently, probably because…
- they don’t know (knowledge is key!)
- they think it’s not for them
- they don’t dare to ask
- they think it’s complex
- or any other reason!
If I had a marketing background, I would grab your attention by using these superior techniques they teach in top ranking universities: “Do you want to earn money, to get fit and healthy, to lose weight and to save time for your private life? And all of that without paying a cent?!”
But I have a scientific background 😉 so I will just tell you that your company is maybe offering financial incentives linked to wellness programs that you don’t use, so why not checking out together?
What Are Wellness Programs?
You know how much companies, especially in the USA, care about people. OK, I guess that we are all adults here so let’s rephrase that: you know how much companies care about their bottom line 🙂
Well, profit depends more and more on the health of their employees, especially in the U.S. where employer health insurance premiums have doubled since 2000. And in the same time, employees are paying $1,400 more for premiums than in 2000. With a rate of obesity close to epidemic in some states, the total U.S. health care costs reached $2.7 trillion in 2011 and will probably represent 20 percent of GDP in a few years.
To sum it up, companies are more and more concerned by health care expenditures and executives even consider these rising costs as the top fiscal pressure on their companies now. That’s why they are now so interested in keeping you healthy, productive, and satisfied 🙂
The problem is that a healthier lifestyle, for instance losing weight, has always required short-term sacrifices for long-term benefits. And people are not ready to start with efforts today for things that will happen far in the future, if they are still alive by then!
No problem, companies are not people, they know how to overcome this kind of issue because they know how to plan and they are ready to pay now for future benefits: your company will boost your motivation by linking your healthful activities to short-term incentives!When it comes to the challenge of changing your lifestyle, your boss knows what motivates you: incentives and disincentives, or carrots and sticks if you prefer. But I will not bother you with sticks here, I am sure that carrots will be good enough for the time being 😉
As a consequence, many wellness programs have been started, first in big companies (500 or more employees) and progressively all size of business. How many companies have a wellness program in the USA? According to recent surveys, 67 percent of employers who offered health insurance had at least one wellness program in place.
What Benefits For You?
Money first, but also free services and support. Nothing you would refuse 😉
Take IBM for instance: these guys offer you up to two $150 payments a year if you complete an online assessment around health!
– Healthy Eating: how to track your food, to plan your meals and to do a good goal setting for weight loss — Hey, does it ring a bell?? Of course, it’s exactly our page about Eat Less, the First Pillar of Weight Loss!
– Physical Activity: walking, running, swimming, biking — Again, looks like they have copied our Second Pillar of Weight Loss, Move More!
– Children’s Health: all you need to know for a healthy eating and exercising for your children — OK for this point, we didn’t cover it yet, maybe one day 🙂
You get the two $150 payments if you agree to some changes in your diet and physical activity in order to lose weight and get healthier.
Another example: Scotts offers $10 monthly fitness center membership fee, plus free health coaching, plus free medical services for you and your family! How cool is that?!
Do You Really Get Money?
It depends, some companies are offering cash-incentive payments, some others prefer to give you gift cards, most of them will reimburse employees until a certain limit per month with proof of payments, such as gym memberships. Many companies offer insurance-premium discounts to all employees who joined their wellness program and have meet the targeted health standards. Anyway, paying less or earning more, what difference?
How To Benefit From These Programs
You have to ask. If your company has a wellness program, good for you! I hope that you already took advantage of it? If not, it’s now time to start: don’t be shy and ask 🙂 You will probably go through a global health assessment and you will then be required to meet specific health targets to obtain a reward (reduced employee premiums for instance).
What If Your Company Has None?
You should ask your company in all cases because it won’t cost you a cent and you might end up with cash in your pocket. Did your company already think about a wellness program? Did they plan something and what is the status? For sure the economical heath care background is valid for all companies so a wellness program has mutual benefits for the company as for the employees, maybe you could trigger something here? Just remember that it has more to do with proposition and persuasion than with negotiation and claims – but you probably already know, because you are smart, as all our readers 😉
If your boss’ final word is no, you can still receive a bonus for your health efforts through your insurer and sponsored programs such as IncentOne, Virgin HealthMiles or ChipRewards. Check for instance if your health insurance plan will reimburse your gym membership fee after a certain number of visits in a six-month period.
Your company would like to reduce health care costs by influencing you to adopt a healthier lifestyle and your boss is ready to pay you for that, or to offer you free services such as health coaching or even to offer you insurance discounts.
If you are reading this post, most probably you are already trying to lose weight with the support of our team through ephedrine, nutrition and exercising. So you have the perfect profile for these wellness programs and all chances to meet the specific health requirements about weight loss, BMI, change of food habits and lifestyle, proven physical activity in your gym or in the company fitness center, etc… It’s a win-win between you and your employer, I should even say it’s a win-win-win between you, your employer and National Health Care Organizations.
Don’t celebrate by organizing a party at home with pizza and beer 😉
You would rather use this money in the most effective way for your weight loss and buy ephedrine from our review of selling sites: the physiological effects of ephedrine will reduce your appetite, raise your energy level, boost your metabolism and your fat burning.
And all that virtually for free 😉